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How to open Personal Account Online

You can open personal current accounts remotely without branch visit by the following steps. Everything is fast and simple!

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1

Account Registration

Account Registration

Click the "Open an account" button on our website, select Personal Account tab and fill in all the required information

2

Document Submission

Document Submission

Prepare documents:

  • Passport
  • Residential address proof

Relationship Manager will contact & support you in document processing

3

Short Remote Interview

Short Remote Interview

Prepare documents:

A short remote interview will be arranged if necessary.

4

Account Approval &
Execute payments

Account Approval & Execute payments

Get your account LIVE and start making payments with the DSBC Financial Europe Membership

FREE Open account in minutes
Leave your contact details, we will call you back!

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Why choose
"DSBC Financial Europe" UAB

Low Cost

Low Cost

  • Our fees & exchange rates are shown upfront.
  • Send money cost-effectively.
Fast

Fast

  • Fast remittance.
  • Smart & simple payment gateway.
  • Instant notifications 24/7.
Secure & Trusted

Secure & Trusted

  • Strong Customer Authentication.
  • Licensed Payment institution having the headquarter in Lithuania.
  • Trusted globally by providing services for over 132 countries.
Simple & Convenient

Simple & Convenient

  • One - Touch friendly transfer money interface.
  • Available on many electronic devices.
  • Live support around the clock.

Personal Account FAQs

1. How can I open a personal current account online?

You can easily open a personal current account with DSBC in a matter of seconds and at no additional cost by filling out our application form on our website. This can be found either on the personal account features tab or on the top right corner of our website. We will then contact you to complete the identification process and you will be able to use all of DSBC Financial Europe's benefits right after the 1st deposit of €500 is made.

After the process of opening an account is done, you would gain many benefits of being a DSBC’s customer including secure online banking, ability to transfer money internationally as well as exchange currency at a favourable rate. 

In addition, we also provide corporate accounts for our business customers including current account, merchant account and payment gateway functions with many more benefits for businesses with a very straight forward process as well. Please visit our website for the more information about the latest promotions and other accounts’ benefits 

If you ever encounter any difficulties during the account opening process, please contact us via email: [email protected] or our hotline at: +370 5 240 5555.

2. What Is SWIFT?

SWIFT - Society for Worldwide Interbank Financial Telecommunication.

Transaction orders are transmitted between members of this network.

Each member is identified with a unique SWIFT/ BIC code.

To this day, SWIFT is the biggest and most efficient tool for international money transfer, with over 11.000 member institutions in over 200 countries, sending over 5 billions financial messages globally every year.

3. What Does SWIFT Code Represent?

SWIFT works by assigning each member institution a unique ID code that identifies the bank name, country, city, and branch.

For example DSBC Financial Europe BIC code is: DSFE LT 21 XXX

  • The first 4 characters represent our institution (DSFE - DSBC Financial Europe).
  • The 2 following characters represent the country we are based in (LT - Lithuania).
  • The other 2 following characters might be used to represent the location/city or a combination of numbers based on the organization's liking.
  • There might be an additional 3 characters, which are the institution’s branches.
4. How old must I be to open an International Account with DSBC Financial Europe?

You can become a DSBC Financial Europe's client and gain full benefits from our personal accounts at the age of 16. If you are younger than 16, you would need a legal representative to open the account in their name and take responsibility for you when using our services. 

To open account with us, you would need to finish the identification procedure for the registering process, you would need to provide us with an international personal documentation, ie. a passport or ID card. 

After you finish the registering process with us, you will receive an online banking (DSBCnet) account and you can start using our services from that moment onward. For ease of use in everyday activity, you can order a debit/prepaid card from DSBC which would be sent to you via postal services as quickly as 2 working days.

However after that process, there would be no more paperwork to fill and you can enjoy many benefits like managing your account anywhere, a multi-currency account if you travel a lot and no limits in transferring transactions around the globe (We may need you to prove your identification if you want to transfer a large sum of money). You would essentially receive an international account when you open an account with us.

5. What Are The Differences Between SWIFT And SEPA?

 

Difference between SEPA and SWIFT:

 

Network 28 + 3 EU/EEA countries. 118 countries and territories.
Currency EURO. Multiple currencies.
Transaction time 01-02 business days. 02-05 business days.
Or more depending on the relationship between the two payment institutions.
Transaction limit

10,000 EUR/day for personal account.

50,000 EUR/day for corporate account.

Note:
This is the default limit when establishing your account.
The limit can be increased upto 200,000 EUR for personal account and 500,000 EUR for corporate account..
Contact + 370 5 240 5555 for transaction limit update.
Transfer fees Cheaper for transfer within the EU/EEA region. Depends on the fees of the correspondent banks involved.
6. Can I Send And Receive Transfer In Other Currencies?

At this time, with DSBC SWIFT transfer, you can send money from your Euro account to other accounts in any other currencies.

However, when you receive payments in other currencies, the fund will be automatically converted to Euro in your DSBC Financial Europe current account.

7. How can my DSBC Financial Europe account be credited or debited?

You can send and receive international funding via SWIFT and SEPA transfer.

SEPA transfer is used when transaction is made between countries in the EU/EEA.

SWIFT transfer can be used for transaction between 118 countries and territories around the world, including European countries.

At DSBC, we understand the urgency when you need cash from your account, that's why we provide debit/prepaid cards for easier withdrawal of money, you can do this at any ATMs or cash point approved by Mastercard.

See more: DSBC table of fees for SWIFT and SEPA

8. Are There Any Place Limited From Receiving Or Transferring Fund Using DSBC SWIFT Transfer?

DSBC Financial Europe support SWIFT transfer in 118 countries and territories, excluding the following countries/ territories:

Nigeria, Pakistan, Syria, Yemen, Seychelles, Cayman and .

  • 1. Akrotiri
  • 2. Ashmore and Cartier Islands
  • 3. American Samoa, territory of
  • 4. Ashmore and Cartier Islands
  • 5. Baker Island
  • 6. Bouvet Island
  • 7. Bahamas
  • 8. Barbados
  • 9. Botswana
  • 10. Bouvet Islands
  • 11. British Indian Ocean Territory
  • 12. Burkina Faso
  • 13. Burundi
  • 14. Cambodia
  • 15. Cayman Islands
  • 16. Christmas Island
  • 17. Clipperton Island
  • 18. Cocos (Keeling) Islands
  • 19. Coral Sea Islands
  • 20. Cuba
  • 21. Crimea
  • 22. Dhekelia
  • 23. Djibouti
  • 24. French Southern and Antarctic Lands
  • 25. Fiji
  • 26. Gabon
  • 27. Ghana
  • 28. Gambia, The
  • 29. Guam
  • 30. Guinea
  • 31. Guinea-Bissau
  • 32. Guyana
  • 33. Haiti
  • 34. Heard Island and McDonald Islands
  • 35. Howland Island
  • 36. Jamaica
  • 37. Iran
  • 38. Iraq
  • 39. Jan Mayen
  • 40. Jarvis Island
  • 41. Johnston Atoll
  • 42. Kingman Reef
  • 43. Midway Islands
  • 44. Myanmar
  • 45. Nicaragua
  • 46. Nigeria
  • 47. Navassa Island
  • 48. Norfolk Island
  • 49. North Korea
  • 50. Oman
  • 51. Pakistan
  • 52. "Palestinian Territories"
  • 53. Palmyra Atoll
  • 54. Palau
  • 55. Panama
  • 56. Paracel Islands
  • 57. Pitcairn Islands
  • 58. Samoa
  • 59. Seychelles
  • 60. South Georgia and the South Sandwich Islands
  • 61. Somalia
  • 62. South Sudan
  • 63. Sierra Leone
  • 64. Spratly Islands
  • 65. Sudan
  • 66. Svalbard
  • 67. Uganda
  • 68. Syria
  • 69. US Virgin Islands
  • 70. Afghanistan
  • 71. Trinidad & Tobago
  • 72. Vanuatu
  • 73. Venezuela
  • 74. Wake Island
  • 75. Wallis and Futuna
  • 76. Yemen
  • 77. Zimbabwe

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About Us

We are always proud of being an experienced Financial Institution in the global financial payment market.

We provide the best payment platform as well as worldwide money remittance service. "DSBC Financial Europe" UAB can assist you with different payment methods, whether it is a personal account or a business account.

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