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Complaints Handling Procedures

Վերջին փոփոխությունը ՝ Feb 21, 2020, 10:25 (UTC+03:00)

To ensure the stability and soundness of the financial system of Lithuania as well as improvement quality of services of DSBC FINANCIAL EUROPE (“DSBC”) This guideline sets out the minimum requirement for internal use for the handling of complaints of DSBC clients.

Effective Date: This guideline shall come into effect on 30/09/2019.

Interpretation

“Complaint” means any act or omission of an institution made within a period of 7 years as from the date thereof, which causes a customer to be aggrieved.

“Complaints Officer” means an officer appointed by DSBC director.

PROCEDURES

Step 1: Receiving complaints;

Client can complaints by many channel DSBC can support via mailing to DSBC office address, email, by the phone call or come to office as mentioned in contact us of DSBC official website.

Step 2: Responding to complaints;

Confirm to client by most convenience communication channel that DSBC received complaint of clients and give to clients the lead time for feedback result to client. DSBC setting standard time is 2 working days to conduct result, for communication channel with clients not inclusive lead time (delivery mailing, call back to client but client not pick-up the phone).

Sep 3: the appropriate investigation of complaints;

Depending on details of content for complaints, it will forward to Complaints Officer to investigation and request line business manager explanation in detail, all request have to feedback within 1 working day.

Step 4: the availability of redress and compensation, in appropriate circumstances (if any)

Complaints team reply feedback to client by most convenience communication channel about result. If complaint need compensation, “Complaints Officer” have to allocation available resource for this purpose.

ACCESSIBILITY OF COMPLAINT CHANNEL

  • Complaint guideline available on DSBC website and or clients can call to customer support center any time to get support.
  • DSBC can support via mailing to DSBC office address, email, by the phone call or in person at DSBC office which mentioned in contact us of DSBC official website.

EMPOWERMENT

  • Complaint Officers should have the authority to settle complaints including offering redress where appropriate or should be able to have ready access to those who have the necessary authority.
  • Complaints, in appropriate cases, should be escalated to senior management if not resolved by staff below. From Complaint Officers to Managing Director.

RESOURCES AND STAFF TRAINING

  • DSBC make available the resources needed to ensure the efficiency and effectiveness of a complaint management system. Resources comprise staff, appropriate training and technology.
  • All DSBC staffs have to passed procedure related complaint from client, most case study depend on department of division facing with.

MONITORING

  • All complaints from any clients have to reported on internal system.
  • “Complaints Officer” have to summary and monthly report to board management with some requirement as bellow:
    • Statistics on the volume and type of complaints received;
    • How well the internal complaint management system meets prescribed performance standards;
    • The level of customer satisfaction;
    • Whether recurrent problems are being identified and corrected;
  • Complaints team responsibility on assurance exercise should aim at examining whether the complaint handling procedures fulfil the stated aims of the policy and that the procedures are operating effectively. From that improve the complaint handling procedures, operating processes, products and services as appropriate.

RECORD KEEPING

  • DSBC will record and retain details of complaints for at least a period of 7 years as from the date of their receipt.
  • The details to be recorded should include,
    • the complainant's name;
    • the substance of the complaint;
    • any correspondence between the DSBC concerned and the complainant, including the manner in which the complaint was resolved and details of any redress offered by the DSBC concerned; and
    • Whether any alleged problems, if substantiated, were rectified and the manner in which this was done.
  • The records should be kept in a convenient and accessible form to facilitate examination by the Bank during regular on-site or ad hoc examinations.

Մեր մասին

Մենք միշտ հպարտ ենք, որ փորձառու Ֆինանսական հաստատություն ենք `համաշխարհային ֆինանսական վճարների շուկայում:

Մենք տրամադրում ենք վճարման լավագույն հարթակը, ինչպես նաև դրամական փոխանցումների ամբողջ աշխարհը: «DSBC Financial Europe» UAB- ը կարող է օժանդակել ձեզ վճարման տարբեր եղանակներով ՝ լինի դա անձնական, թե բիզնես հաշիվ: