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About "DSBC Financial Europe" UAB Personal Current Account

Opening a  "DSBC Financial Europe" UAB free personal current account benefits your life's quality by offering a wide range of possibilities - from a simple local vendor shopping for groceries to global money remittance.

Your current account is much more than just a single convenient online payment method. As a "DSBC Financial Europe" UAB member, you will have access to all of the features and benefits as highlighted below.

Open an account

Get Your Suitable Package

Elite Package


All-in-one package taking away all your worries

Elite Package

Monthly Personal Account maintenance fee

By applying for

Personal Account + Payment Card

  • Free Account Opening Fee
  • No hidden fees or transactions
  • Unique IBAN
  • Secure 24/7 online service
  • Contactless payment in over 190 countries
  • Digital or physical card
  • Second card maintenance fee: Free
  • Cash withdraw anywhere
Standard Package


You know what you need and we got that covered

Standard Package

Monthly Personal Account maintenance fee

  • Free Account Opening Fee
  • No hidden fees or transactions
  • Unique IBAN
  • Secure 24/7 online service
  • Best for transferring-only purpose

Introducing the Payroll Account

Premium service exclusively for employees of the year

If you are looking for the smartest tool to manage your incoming salaries, then you have come to the right place! We are proud to offer you our best deal for upcoming paydays. For expats working outside of Europe finding the right money remittance services such as: receive payments, send money to family, pay for utility bills or mortgage loans in your hometowns, the “DSBC Financial Europe” UAB Payroll Account is the perfect solution. Check it out now!

Take control of your income, your money, and your life!

We are here to help you achieve your goals with ease, featuring these unique services that we offer:

  • €2,000 daily cash withdrawal limit.
  • Worldwide fund transfer with "DSBC Financial Europe" UAB MasterCard.
  • Convenient payment with a digital card.
  • Free Personal Relationship Manager contact point.
  • Money remittance tracking system with instant mobile alert.
  • Make and receive international payments with multi-currency accounts.
  • Chargeless transactions within the "DSBC Financial Europe" UAB network.
  • Payday arrives sooner for our personal customers.

FREE Open account in minutes
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Benefits of International Corporate Account

Benefits of
Personal Current Account

Eligible Criteria


If you want to apply with us, please refer to our eligibility criteria:

  • Age requirement of 16 or above.


  • Proof of ID in the form of a passport (colour scan of the first 2 full pages).
  • Proof of residency, this can be utility bills or bank/mortgage statements or payment card statements within the last 3 months, or your current valid driving license.
  • Manage your finance seamlessly

    Manage your finance seamlessly

    Get your free personal account in minutes

    Transfer money with comparative foreign exchange rates.

    Order your card for free

    Pay, and withdraw money anywhere in the world.

    Instant notifications

    Get notified whenever money is sent into your account or when you use your Payment Card.

    Tell Me More About Payment Card Tell Me More About Payment Card

    Send money without boundaries

    Send money without boundaries

    Advanced "DSBC Financial Europe" UAB internal transfer system

    Free internal money remittance service for clients within "DSBC Financial Europe" UAB network.

    Deposits to your IBAN account

    You can deposit your IBAN account via SEPA. In most cases, funds will show up in your account the same day

    Automated transaction tracking system

    Our system allows Personal and Corporate Clients to track real-time incoming and outgoing transactions on their accounts.

    Simple and transparent money transfer

    Fees are remarkably understandable for transfer in Euro currency. Plus, clients will always be informed about how much money the beneficiary will receive.

    Keep Me Up To Date Keep Me Up To Date

    Why choose "DSBC Financial Europe" UAB

    As a payment institution specialised in cross-border money remittance service, "DSBC Financial Europe" UAB is confident to offer its clients the exceptional transfer gateway that can process transactions rapidly. Be prepared. The best is yet to come. We’ve got your back.

    Low Cost

    Low Cost

    • Our fees & exchange rates are shown upfront.
    • Remittance cost cut down up to 90%.
    • The exact amount received by your recipient will be known as you set up your transfer.


    • Fast remittance with the lowest cost.
    • Smart & simple payment gateway.
    • SMS text will keep up-to-date of your transactions online, 24/7.
    Secure & Trusted

    Secure & Trusted

    • SSL/TLS encryption & cloud data.
    • Licensed financial institution having the headquarter in Lithuania.
    • Trusted globally by providing services for over 132 countries.
    Simple & Convenient

    Simple & Convenient

    • No more cash, no more queuing.
    • Available on many electronic devices.
    • Friendly interface, no need to visit, we’re here to help around the clock.

    FAQs - Personal Account

    Find out more help for your business today with some commonly asked questions. If you have any question that you cannot find the answer to, please use the contact contact us page!

    Frequently Asked Questions Frequently Asked Questions

    We offer plenty of other EU Accounts & Services with awesome features

    Personal Account - Frequently asked questions

    1. How can I open a personal current account online?

    You can easily open a personal current account with DSBC in a matter of seconds and at no additional cost by filling out our application form on our website. This can be found either on the personal account features tab or on the top right corner of our website. We will then contact you to complete the identification process and you will be able to use all of DSBC Financial Europe's benefits right after the 1st deposit of €500 is made.

    After the process of opening an account is done, you would gain many benefits of being a DSBC’s customer including secure online banking, ability to transfer money internationally as well as exchange currency at a favourable rate. 

    In addition, we also provide corporate accounts for our business customers including current account, merchant account and payment gateway functions with many more benefits for businesses with a very straight forward process as well. Please visit our website for the more information about the latest promotions and other accounts’ benefits 

    If you ever encounter any difficulties during the account opening process, please contact us via email: [email protected] or our hotline at: +370 5 240 5555.

    2. How old must I be to open an International Account with DSBC Financial Europe?

    You can become a DSBC Financial Europe's client and gain full benefits from our personal accounts at the age of 16. If you are younger than 16, you would need a legal representative to open the account in their name and take responsibility for you when using our services. 

    To open account with us, you would need to finish the identification procedure for the registering process, you would need to provide us with an international personal documentation, ie. a passport or ID card. 

    After you finish the registering process with us, you will receive an online banking (DSBCnet) account and you can start using our services from that moment onward. For ease of use in everyday activity, you can order a debit/prepaid card from DSBC which would be sent to you via postal services as quickly as 2 working days.

    However after that process, there would be no more paperwork to fill and you can enjoy many benefits like managing your account anywhere, a multi-currency account if you travel a lot and no limits in transferring transactions around the globe (We may need you to prove your identification if you want to transfer a large sum of money). You would essentially receive an international account when you open an account with us.

    3. How can my DSBC Financial Europe account be credited or debited?

    How can I deposit to or withdraw from my DSBC Financial Europe account?

    There are two ways to transfer funds to your DSBC account:

    SEPA transfers:

    You can receive SEPA payments only in EUR to your individual IBAN number (found in the DSBC Financial Europe app) from any bank in the SEPA area. This is free and takes up to one working day, depending on the time of transfer.

    International SWIFT payments:

    From countries not in SEPA, you can receive funds sent in EUR via SWIFT payments to the DSBC International Account with the unique IBAN code provided for each account. For specific details about how to wire transfer using this method please contact DSBC relationship manager team. This transfer is free from the DSBC side but the sending bank and corresponding banks may charge fees. If you have registered a multi-currency account with us, the money you wire transfer in will stay in the same currency without suffering from any exchange rate. This means if you have two accounts with different currencies, the money transfer would go directly to the account, whose based currency is the same as the fund transferred in without exchanging or you doing anything. This is a real benefit we offer for residents in need of a foreign currency account for travelling or settling in a new country.

    At DSBC, we understand the urgency when you need cash from your account, that's why we provide debit/prepaid for easier withdrawal of money, you can do this at any ATMs or cash point approved by Mastercard.

    See more: SEPA Instant Credit Transfer (SCT Inst) scheme development

    4. How can I transfer money from current account to other banks or other payment systems?

    Yes, we provide many current account services including transfer funds to other accounts within or outside the DSBC system. This process will take up different amounts of time depending on the urgency of the transfer, which can reach as quickly as arriving at the same day.

    Transfers from a DSBC Financial Europe account to other banks are performed just like at a traditional bank with one distinction, you will go through the whole process online, at your own pace and there is no angry line behind you. You can find this function on our online banking site (DSBCnet) or our mobile apps. 

    You would need  the recipient data including the account number and purpose of payment/reference. In the case of transferring money from DSBC Financial Europe to other payment systems, you will have to indicate the client number in the system or other data depending on the payment system. 

    However, there are advantages when it comes to using the DSBC network of transfer, we would not limit the amount you transfer or take into account any geographical barrier when transferring and you will benefit from the highest level of protection when transferring online. Users also have 24/7 access to DSBC Financial Europe’s e-payments system to perform and keep track of all transactions.

    5. What are all the fees and charges associated with personal current account / checking account?

    There is no extra fee associated with your personal current account/ checking account during the time of usage but you would need to have a minimum amount of €240 kept in your account for an ongoing basis for payment of maintenance fees in 1 year. This amount will cover all your services, including a technical hotline if you even encounter any problems. You can use the debit/prepaid card provided at any shop or any foreign shop you like because there would be no geographical limit for our services.

    If you transfer money to another account within our DSBC Financial Europe network, there would be no extra fee occurred but if you want to wire transfer to a bank account outside the network, we will charge you according to the speed of your transfer. You can check the full fees in the link below.

    However, we will never charge you for checking your account online, so please check your account frequently and let us know any suspicious fees occurred because we will never charge you any hidden fees you wouldn’t know of. 

    You can check the full details of all your fees and charges updated on our website.

    See more: Personal Account Opening Fees 

    6. Are my funds secured in my multi currency current account?

    The short answer is very secure, DSBC Financial Europe ("DSBC") is protected by many layers of encryption and a 24/7 fraud monitoring system, every time you sign in on our DSBCnet, you would need a two-factor authentication code along with your password to ensure only the owner has access to the account.

    However, if by secure you mean if DSBC would prevent your funds from being used for other purposes then the answer is also a big yes. DSBC is complied with the Law on Payment in both the EU and the US region, which specifically stated:

    • The clients' funds are held only on special bank accounts exclusively for one purpose only, to keep funds of the clients;
    • Clients' funds are NOT to be used for the needs of the company, loans or investments;
    • Clients' funds cannot be subjected to recovery of debts of the payment institution.

    Furthermore, we are a payment institution, licensed by the central bank of Lithuania, which does not allow us to loan money to customers so your funds will stay with us safely waiting for you to use them. 

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    Elite Package: 50% Off Monthly Account Maintenance Fee - A Solution For New Individual Customers

    SPECIAL OFFER: Free Account Opening Fee - Save €550 For Your Business Today

    (Expired) Enjoy free 03 months of account management fee when opening a Personal and Corporate account with DSBC Financial Europe!

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    About Us

    We are always proud of being an experienced Financial Institution in the global financial payment market.

    We provide the best payment platform as well as worldwide money remittance service. "DSBC Financial Europe" UAB can assist you with different payment methods, whether it is a personal account or a business account.