Definition: A mandatory set of rules and regulations created to reduce Credit Card fraud.
The Payment Card Industry Data Security Standard is maintained by the Payment Card industry Security Standards Council, a group created in 2004 after MasterCard, Visa, Discover, JCB, and American Express collaborated to create a universal platform to prevent fraud whenever Credit Card information is being transmitted.
PCI Compliance currently has six objectives: to build and maintain a secure network, to protect cardholder data, to maintain a vulnerability management program, implement strong access control measures, regularly monitor and test networks, and to maintain an information security policy. These objectives are maintained through a set of strict regulations vendors and Payment Service Providers must follow to collect and transfer Credit Card information.
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